U.S. District Judge Richard Berman's recent voiding of New England Patriots quarterback Tom Brady's four-game suspension caused shockwaves across the NFL. Though the NFL has appealed the judicial ruling, Deflategate is, well, deflated and all but gone. There are, however, valuable lessons to be emphasized for homeowner associations. read more

In almost every walk of life, knowledge is something people seek to obtain. Francis Bacon famously, and succinctly, coined the phrase "knowledge is power." But in the topsy-turvy world of insurance, another famously succinct phrase may be more applicable, "ignorance is bliss." (Thomas Gray). read more

Typically, in order to trigger a Director and Officer's (D&O) coverage, a claim must be "made" within the policy period. This is commonly referred to as a "claims made" policy. Many D&O policies also require that the claim be reported during the policy period. These are commonly referred to as "claims made and reported" policies. read more

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