I can think of no greater disparity between perception and reality than the insurance industry and its well financed advertising campaign. Strip away the cute computer generated geckos and ducks, and the numbers reveal the truth about the insurance industry. For the past three years and continuing into 2008, the insurance industry in America has achieved record-breaking profits. read more

Although most board members know not to take any board action via email, the line between casual communication and official board action easily can be blurred. To the highest degree possible, HOA board members should reduce email communication. read more

A homeowner association board of directors should take proactive steps and particular action to protect itself and its members from the legal risks associated with a down market. read more

Oregon law requires that a homeowner association contact a public official, most likely local law enforcement, to have a vehicle towed from public property. An association may tow vehicles located on private property under its control immediately if the property is posted or if it qualifies as residential property. read more

On January 4, 2008, the Federal Communications Commission (FCC) issued notice that it would implement its proposed ban on the use of exclusive contracts for video services in community associations and other multi-family housing developments. read more