I recently read an article stemming from NASA’s discovery of seven exoplanets, three of which may support life. The article discussed an insurance company called Budget Insurance that is now issuing policies protecting policyholders against alien invasion. After doing some digging, I also discovered that another insurer is selling alien abduction insurance. The latter company has already sold more than 30,000 policies (I was unable to verify whether any of the policies have paid out).

It is certainly possible that those purchasing alien invasion insurance will be the last to laugh as they collect their money while the rest of us bow to our new alien overlords. The purpose of this article is not to recommend that folks run out to purchase alien insurance. But, I do think the existence of this coverage provides a nice reminder. There are millions of eventualities and catastrophes waiting for us. And, there is probably an insurance policy out there for about every one of them. While it is likely cost prohibitive to protect yourself from everything, it is important to ensure that your property and family are adequately protected. Your due diligence should include an annual review of your insurance with your agent, specifically noting any new circumstances (new boat, new baby, new kitchen, etc.). Also, keep a list handy of all your policy information so you can move quickly in the event of an accident.

When the long shadow of the alien mothership darkens your city, the last thing you want to do is be stuck searching for your alien invasion policy.